Independent Bank (IBCP) had the lowest return between 2008 and 2010 by a US stock in the Banking Industry, returning -98.6%.

ASSET	YEARS	% RETURN
Independent Bank (IBCP)	2008-2010	-98.57%
First Bancorp (FBP)	2008-2010	-93.32%
Old Second Bancorp (OSBC)	2008-2010	-93.25%
Preferred Bank (PFBC)	2008-2010	-92.81%
Natwest (NWG)	2008-2010	-91.52%
Central Pacific Financial (CPF)	2008-2010	-91.4%
Banner (BANR)	2008-2010	-91.3%
Bank of NT Butterfield & Son (NTB)	2008-2010	-90.85%
United Community Banks (UCB)	2008-2010	-87.26%
Hanmi Financial (HAFC)	2008-2010	-86.41%
CF Bankshares (CFBK)	2008-2010	-86.11%
Seacoast Banking Corporation of Florida (SBCF)	2008-2010	-85.27%
Patriot National Bancorp (PNBK)	2008-2010	-84.01%
Carver Bancorp (CARV)	2008-2010	-83.56%
Plumas Bancorp (PLBC)	2008-2010	-83.41%
Citigroup (C)	2008-2010	-83.17%
OptimumBank (OPHC)	2008-2010	-81.13%
First United (FUNC)	2008-2010	-80.78%
Lloyds Banking Group PLC ADR (LYG)	2008-2010	-79.57%
SmartFinancial (SMBK)	2008-2010	-79.35%
Blue Ridge Bankshares (BRBS)	2008-2010	-78.19%
Riverview Bancorp (RVSB)	2008-2010	-75.78%
Heritage Commerce (HTBK)	2008-2010	-74.72%
United Security Bancshares (UBFO)	2008-2010	-73.54%
Synovus Financial (SNV)	2008-2010	-73.27%