Credit Acceptance Financials

Values in thousands	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Revenue	$580,000	$579,900	$576,400	$575,600
Gross Profit	573,500	573,200	356,000	354,000
EBITDA	289,900	277,500	149,700	116,400
EBIT	283,400	270,800	142,900	109,600
Net Income	135,800	122,000	108,200	87,400
Net Change In Cash	580,000	579,900	576,400	575,600
Free Cash Flow	345,500	268,900	298,800	139,400
Cash	25,700	500,700	15,900	563,800
Basic Shares	10,954	11,103	11,472	11,771

Values in thousands	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue	$2,317,200	$2,134,300	$1,901,900	$1,823,000
Gross Profit	2,288,200	1,332,100	1,901,900	1,348,000
EBITDA	1,057,300	352,900	367,600	727,900
EBIT	1,028,300	325,100	367,600	702,300
Net Income	423,900	247,900	286,100	535,800
Net Change In Cash	2,317,200	2,134,300	1,901,900	1,823,000
Cost of Revenue				-16,500
Free Cash Flow	1,052,999	1,136,100	1,199,800	1,235,600
Cash	500,700	845,000	470,900	7,700
Basic Shares	11,288	12,469	13,010	13,625