Live Oak Bancshares Financials

Values in thousands	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Revenue	$231,428	$257,066	$236,340	$239,916
Gross Profit		118,751	94,803	91,241
EBITDA	38,378	37,986	20,106	19,880
EBIT		31,202	13,132	13,229
Net Income	26,516	23,428	9,717	9,900
Net Change In Cash	231,428	257,066	236,340	239,916
Free Cash Flow	-309,427	206,744	102,683	166,667
Cash	892,445	663,005	744,513	609,050
Basic Shares	46,216	45,795	45,754	46,158

Values in thousands	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Revenue	$929,290	$776,554	$508,830	$506,413
Gross Profit	396,611	382,261	350,915	426,775
EBITDA	112,517	104,101	231,107	232,154
EBIT	89,235	82,830	210,324	210,788
Net Income	77,474	73,898	176,208	166,995
Net Change In Cash	929,290	776,554	508,830	506,413
Cost of Revenue			212,886	-114,570
Free Cash Flow	487,161	573,232	80,734	-122,799
Cash	609,050	582,790	284,239	191,953
Basic Shares	45,954	45,094	44,906	45,071