Live Oak Bancshares Financials

Values in thousands	2026-06-30	2026-03-31	2025-12-31	2025-09-30
Revenue	$272,472	$259,938	$289,442	$258,399
Gross Profit	130,293	125,374	169,230	120,214
EBITDA	52,089	47,021	83,754	43,244
EBIT	45,820	40,081	80,077	36,572
Net Income	36,795	30,040	44,116	26,516
Net Change In Cash	272,472	259,938	289,442	258,399
Free Cash Flow	28,377	85,337	70,388	-236,329
Cash	-592,040	816,385	865,154	892,695
Basic Shares	46,594	46,298	46,298	46,216

Values in thousands	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue	$1,041,247	$929,290	$776,554	$508,830
Gross Profit	502,998	396,611	382,261	350,915
EBITDA	185,090	112,517	104,101	231,107
EBIT	160,983	89,235	82,830	210,324
Net Income	103,777	77,474	73,898	176,208
Net Change In Cash	1,041,247	929,290	776,554	508,830
Cost of Revenue				212,886
Free Cash Flow	143,486	487,161	573,232	80,734
Cash	865,154	609,050	582,790	284,239
Basic Shares	46,298	45,954	45,094	44,906