Live Oak Bancshares Financials

Values in thousands	2025-12-31	2025-09-30	2025-06-30	2025-03-31
Revenue	$289,442	$258,399	$257,066	$236,340
Gross Profit	169,230	120,214	118,751	94,803
EBITDA	83,754	43,244	37,986	20,106
EBIT	80,077	36,572	31,202	13,132
Net Income	44,116	26,516	23,428	9,717
Net Change In Cash	289,442	258,399	257,066	236,340
Free Cash Flow		-309,427	206,744	102,683
Cash		892,695	663,005	744,513
Basic Shares	46,298	46,216	45,795	45,754

Values in thousands	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue	$1,041,247	$929,290	$776,554	$508,830
Gross Profit	502,998	396,611	382,261	350,915
EBITDA	185,090	112,517	104,101	231,107
EBIT	160,983	89,235	82,830	210,324
Net Income	103,777	77,474	73,898	176,208
Net Change In Cash	1,041,247	929,290	776,554	508,830
Cost of Revenue				212,886
Free Cash Flow		487,161	573,232	80,734
Cash		609,050	582,790	284,239
Basic Shares	46,298	45,954	45,094	44,906