Upstart Holdings
Quarterly Financials
| Values in thousands | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|
Revenue | $257,291 | $220,391 | $211,270 | $162,140 |
Gross Profit | 251,448 | 213,371 | 211,270 | 162,140 |
EBITDA | 11,499 | 3,982 | 7,380 | -28,944 |
EBIT | 5,656 | -2,418 | 2,681 | -34,334 |
Net Income | 5,607 | -2,447 | -2,755 | -6,758 |
Net Change In Cash | 257,291 | 220,391 | 211,270 | 162,140 |
Free Cash Flow | -114,118 | -19,645 | -114,345 | 176,846 |
Cash | 400,556 | 605,365 | 788,422 | 445,274 |
Basic Shares | 102,852 | 94,275 | 92,174 | 90,119 |
Annual Financials
| Values in thousands | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
Revenue | $628,834 | $508,119 | $842,444 | $848,589 |
Gross Profit | 628,834 | 508,119 | 654,450 | 731,010 |
EBITDA | -111,874 | -196,728 | -100,350 | 148,422 |
EBIT | -132,423 | -221,631 | -113,863 | 140,881 |
Net Income | -128,581 | -240,132 | -108,665 | 135,443 |
Net Change In Cash | 628,834 | 508,119 | 842,444 | 848,589 |
Cost of Revenue | -658,774 | 879,908 | ||
Free Cash Flow | 185,494 | -172,579 | -697,594 | 153,238 |
Cash | 788,422 | 368,405 | 422,411 | 986,608 |
Basic Shares | 89,450 | 83,765 | 82,771 | 94,772 |
Earnings Calls
| Quarter | EPS |
|---|---|
2025-09-30 | $0 |
2025-06-30 | $0.36 |
2025-03-31 | $0.30 |
2024-12-31 | $0.26 |
